Many drivers in New Jersey may have encountered the term ‘NJ Surcharge’ while dealing with automobile-related expenses.
In this article, we will explore the concept of NJ Surcharge and help you gain better insight into this indispensable aspect of driving in New Jersey.
The NJ Surcharge, also known as the New Jersey Surcharge Violation System (NJSVS), is a fee the state government imposes on drivers who have accumulated excessive points on their driving records or have been convicted of specific traffic violations.
To avoid incurring these additional costs, you must be aware of the traffic violations that can lead to surcharges, the surcharge amount depending on your violation, and the payment process.
As you continue reading, you will learn about the violations that result in surcharges, penalties for non-payment, and how to manage your surcharges effectively.
What is NJ Surcharge?
The New Jersey Surcharge is a state-mandated program that imposes additional fines and fees on drivers who have committed specific types of traffic offenses.
These offenses include driving under the influence (DUI), driving without insurance, accumulating excessive points on your license due to moving violations, and others.
The program aims to generate revenue for the state while promoting safer driving practices among its residents.
To learn more about the NJ Surcharge program, read this article.
Purpose of the Surcharge
The primary objective of the NJ Surcharge is to serve as a deterrent for unsafe driving behavior and encourage responsible road habits.
The state aims to reduce the occurrence of accidents and improve overall public safety by imposing financial penalties on those who repeatedly violate traffic laws or engage in risky driving.
The surcharge program generates revenue for New Jersey. These collected funds are then utilized to help maintain and support various transportation-related programs and projects within the state.
As a driver, it is crucial to familiarize yourself with the NJ Surcharge program to avoid incurring additional fines and penalties.
How a NJ Surcharge is Assessed?
In New Jersey, points are added to your driving record when you commit a traffic violation. The number of points depends on the severity of the offense.
For example, if you run a stop sign, two points are added, while if you’re caught speeding 15-29 mph over the limit, four points are added.
Check the New Jersey Motor Vehicle Commission’s official points schedule for the specific violations and their corresponding points.
Accumulation of New Jersey Surcharges
The NJ Surcharge system is in place to penalize drivers who repeatedly commit traffic violations or cause accidents.
Surcharges are assessed in addition to any fines or penalties resulting from these violations or accidents. The main sources of surcharges are:
- Accumulated points: If you accumulate six or more points on your driving record within three years, you will be subjected to an annual surcharge of $150 plus $25 for each additional point over six.
- Driving without a license: If you’re caught driving without a valid license, you’ll be charged $100 per year for three years.
- Driving with a suspended license: If you are found driving with a suspended license, you will be charged $250 per year for three years.
- No liability insurance: If caught driving without proper liability insurance coverage, you will be subjected to an annual surcharge of $250 for three years.
- DWI/DUI offenses: If you’re convicted of driving under the influence (DUI) or driving while intoxicated (DWI), the surcharge rates range from $1,000 to $1,500 per year for three years, depending on the number of offenses.
Keep in mind that these annual surcharges are cumulative and can overlap.
You must pay multiple surcharges simultaneously if you’re found guilty of violations or offenses.
New Jersey Surcharge Payments
Regarding surcharge payments, you have several options to pay your NJ Surcharge.
These options include online payment, phone payment, or mail-in payment.
To make an online payment, visit the official NJ Surcharge website and follow the instructions.
Call the Automated Voice Response System at the number mentioned on the website for phone payments.
Lastly, if you prefer mailing your payment, send your check or money order to the address provided.
Please ensure your payments are made on time to avoid penalties or additional fees.
Outstanding Debt Consequences
If you fail to pay your NJ surcharge, several actions will be taken against you. These include:
- License Suspension: Your driver’s license may be suspended until the outstanding debt is paid.
- Debt Collection: The state may transfer your debt to a collection agency, which could lead to collection efforts, such as wage garnishments or bank account levies.
- Increased Cost: Failing to pay surcharges on time may result in additional fees, interest, and penalties, increasing the total amount owed.
What are the methods to pay a New Jersey surcharge?
There are several ways for you to pay your New Jersey surcharge. Below are the available payment methods:
- Online payments: You can pay online by visiting the New Jersey Surcharge website. This method will require you to have a credit or debit card.
- Phone payments: To pay by phone, you can call the toll-free number provided by MVC. Again, you will need a credit or debit card for this option.
- In-person payments: You can visit a local Regional Service Center, which accepts cash, checks, money orders, and credit and debit cards.
- Mail payments: If you prefer to mail your payment, you can send a check or money order to the address indicated on your surcharge notice. Ensure you include your account number and other necessary information on the payment.
Always pay your surcharge on time. For more queries and support, contact the NJSVS clerk.